**TERMS OF SERVICE AGREEMENT**
**Effective Date:** [Insert Date]
**Company:** [Insert Company Name] ("Company" or "We")
**User:** [Insert User/ Customer] ("You" or "User")
**Scope of Work**
1. The Company provides a [insert service/product] ("Service") to its Users through its website [insert website URL] or mobile application ("Platform").
2. The Service allows Users to [briefly describe the Service's functionality].
3. The Company reserves the right to modify or discontinue the Service at any time without notice.
**Payment Terms**
1. The Company offers the following payment options: [list payment methods, e.g., credit card, PayPal, bank transfer].
2. Users are required to pay [insert payment frequency, e.g., monthly, annually] in advance for the Service.
3. The Company will provide a [insert number]-day money-back guarantee. If the User is not satisfied with the Service, they may request a refund within [insert number] days of payment.
4. All payments are non-refundable after [insert number] days.
**Intellectual Property**
1. The Company retains ownership of all intellectual property rights, including but not limited to trademarks, copyrights, and patents, related to the Service and Platform.
2. Users are granted a limited, non-exclusive, non-transferable license to use the Service and Platform for personal or commercial use.
3. Users are prohibited from reproducing, modifying, displaying, selling, or distributing any content or material owned by the Company.
**Liability**
1. The Company is not liable for any damages or losses resulting from:
* User error or negligence
* Third-party services or integrations
* Force majeure events
2. In no event shall the Company be liable for any consequential, indirect, special, punitive, or incidental damages arising from or related to the Service or Platform.
3. The Company's liability is limited to the amount paid by the User for the Service in the [insert time period, e.g., previous month].
**Termination**
1. The Company reserves the right to terminate the User's access to the Service or Platform at any time without notice.
2. Users may terminate their account at any time by providing [insert number]-day written notice to the Company.
3. Upon termination, the User's access to the Service and Platform will be revoked, and all data will be deleted.
**Governing Law and Jurisdiction**
1. This Agreement shall be governed by and construed in accordance with the laws of [insert state/country].
2. Any disputes arising from or related to this Agreement shall be resolved through binding arbitration in accordance with the rules of [insert arbitration organization].
**Changes to this Agreement**
1. The Company reserves the right to modify or update this Agreement at any time without notice.
2. Users are responsible for regularly reviewing this Agreement for changes.
**Acceptance**
By accessing or using the Service or Platform, You acknowledge that You have read, understand, and agree to be bound by this Agreement.
**Contact Us**
If You have any questions or concerns about this Agreement, please contact us at [insert contact information].