Overview

Generated by ChatGPT

Principal is an AI-powered wealth platform designed to offer users a comprehensive, unified view of their financial life. It is built to track investments, help grow wealth, and provide personalized financial insights that enable users to make informed decisions.

Users can connect to multiple financial institutions, including banks, retirement plans and credit cards via a trusted partner, Plaid. With overarching concepts of privacy and security, Principal ensures that user data is protected using bank-grade security measures.

The platform analyzes user data to offer a clear, precise view of finances, helping individuals to understand their financial situation better. Catering to diverse needs, Principal enables real-time tracking of wealth, historical balance tracking, and offers an overview of users' assets and liabilities.

Additional features include transaction history review, investment portfolio handling, real-time tracking of real estate values and retirement projections.

Lastly, it is working towards offering AI-powered risk analysis. Thus, Principal aims to serve as a new home for personal finances by replacing the conventional ways of managing finances with smarter, AI-driven solutions.

Releases

PrincipalInitial

Get notified when a new version of Principal is released

Notify me

Initial release

March 20, 2024

Initial release of Principal.

+ Submit new release

By unverified author Claim this AI

Pricing

Pricing model

Paid

Paid options from

$8.30/month

Billing frequency

Monthly

Use tool

Save

🔗 Copy link

🗳️ Vote Best AI Tool

Featured

Financial management Principal

Financial management

231

No ratings

Overview Releases Alternatives Pricing Pros & Cons Prompts Reviews Q&A

Use tool

Save

Top alternatives

Compass AI

Got 99 Problems? With Compass, Cash Flow Ain't One.

Financial Management

Open

5,753
13
5.0

Released 10mo ago
Free + from $49/mo
Share
4,546 compassapp.ai
SimplyBudget AI

AI-powered smart budgeting for financial freedom.

Financial management

Open

3,181
38
3.9

Released 1y ago
Free + from $3.99/mo
Share

Simply Budget

🛠️ 1 tool 🙏 12 karma

Mar 3, 2025

@SimplyBudget AI

Thanks for your feedback! Right now, SimplyBudget allows up to 30 transactions per month before the limit resets. However, we truly appreciate your input and are actively working on removing this limit. Instead, we're exploring a monetization strategy that keeps the app free for users while ensuring we can cover the costs of running it. Stay tuned for updates, and thanks again for trying SimplyBudget! (not ads, lol)

91 Reply Share Edit Delete Report
Skwad

Manage money privately, without sharing bank logins.

Financial management

Open

2,401
29

Released 1y ago
No pricing
Share
374 skwad.app

michael.in.the.clouds42

🙏 8 karma

Apr 5, 2024

@Skwad

Cute expense tracking app. I really appreciate you can import old transactions (former Mint user here), i hope it's as good as it sounds.

1 Reply Share Edit Delete Report
Owny

AI-powered platform for managing capital, investors, and treasury

Financial management

Open

2,376
20

Released 3y ago
No pricing
Share
Amigo AI

AI-powered finance management for smarter budgeting

Financial management

Open

2,245
20
2.6

Released 1y ago
From $0.99/mo
Share
320 www.amigo.finance

Amigo AI

🛠️ 1 tool 🙏 1 karma

Nov 15, 2024

@Amigo AI

Hi Federico, Thank you for taking the time to share your feedback. We truly appreciate all kinds of input as it helps us improve Amigo AI. If you'd like to explore the app further, we’d be more than happy to provide you with a redeem code for free access. Additionally, we're also open to sharing the code with the community if anyone is interested. Please let me know here, and I’ll share the coupon code with you directly! Love Amigo

1 Reply Share Edit Delete Report
Finma

All your finances in one place, beautifully managed.

Financial management

Open

2,060
25
1.0

v1.1.4 released 7mo ago
Free + from $2.99/mo
Share
296 finma.money

Promote AI Claim AI New release

Reviews

No ratings yet.

★ ★ ★ ★ ★ 0

★ ★ ★ ★ 0

★ ★ ★ 0

★ ★ 0

★ 0

Your rating

★ ★ ★ ★ ★

Post

How would you rate Principal?

Help other people by letting them know if this AI was useful.

Prompts & Results

Title:

Description:

Prompt type*:

Prompt*:

Output type*:

Output*:

Add your own prompts and outputs to help others understand how to use this AI.

Pros and Cons

Pros

Unified financial view

Tracks investments

Generates personalized financial insights

Connects to multiple financial institutions

Plaid integration

Bank-grade security measures

Real-time tracking of wealth

Historical balance tracking

Overview of assets and liabilities

Transaction history review

Handles investment portfolio

Real-time real estate value tracking

Retirement projections

Enhanced data privacy

Clear and precise financial view

Aims to replace traditional finance management

Tailored advice for wealth growth

Clear insights into wealth

Connects to retirement plans

Connects to credit cards

Offers informed decision making

Ending spreadsheet use for finance

Allows consolidation of all accounts

Connects up to 10 financial institutions

Pricing transparency

Free trial available

Monthly or yearly subscription options

View 22 more pros

Cons

Limited to 10 financial institutions

Real-time tracking limited to real estate

Dependent on third-party apps (Plaid)

Lacks diverse investment tracking technology

Charges a monthly fee

Risk analysis not immediately available

No mention of multi-currency support

Limited financial insights personalization

No automated wealth building strategies

View 4 more cons

Q&A

What is Principal?

Principal is an AI-powered wealth platform designed to offer users a comprehensive, unified view of their financial life. It helps users track investments, grow wealth, and provides personalized financial insights to aid informed decision-making.

How does Principal work?

Principal analyzes user data connected from multiple financial institutions via Plaid for detailed financial insights. Catering to a variety of financial needs, it provides real-time tracking of wealth, historical balance tracking, an overview of users' assets and liabilities, among other services.

What kind of financial insights does Principal offer?

Principal offers a range of financial insights by analyzing user data. These insights include real-time wealth tracking, historical balance tracking, an overview of users' assets and liabilities, transaction history review, real-time tracking of real estate values and retirement projections. It also provides AI-powered risk analysis.

Can users connect Principal with multiple financial institutions?

Yes, users can connect Principal with multiple financial institutions including banks, retirement plans and credit cards via Plaid, a trusted partner.

What type of institutions can I connect with Principal?

Users can connect Principal with a variety of financial institutions, including banks, retirement plans, and credit cards through the integration with Plaid.

How does Principal ensure data privacy and security?

Principal employs overarching concepts of privacy and security to ensure data privacy and security. User data is protected using bank-grade security measures, ensuring that their information is safe and secure.

+ Show 14 more

Does Principal use bank-grade security measures?

Yes, Principal uses bank-grade security measures to protect user data and ensure its safety and security.

How does Principal contribute to wealth growth?

Principal promotes wealth growth by providing financial insights and analytics. It helps track investments, provide clear and accurate views of finances, and personalized recommendations to help users make informed decisions regarding their wealth.

What are the additional features of Principal?

Additional features of Principal include transaction history review, investment portfolio handling, real-time tracking of real estate values, retirement projections and the upcoming feature of AI-powered risk analysis.

Can Principal track real estate values in real time?

Yes, Principal can track real estate values in real time, providing users with a real-time view of their property's value.

Does Principal offer retirement projections?

Yes, Principal offers retirement projections, which aids users in planning for their life after retirement and making informed financial decisions accordingly.

How does Principal analyze the financial data?

Principal analyzes financial data by connecting to user's financial institutions via Plaid and consolidating all the data into the platform. Then, it uses AI to offer a clear, precise view of the user's finances.

Does Principal offer asset and liability overviews?

Yes, Principal provides overviews of user assets and liabilities, facilitating a clearer understanding of an individual’s financial situation.

Can users review their transaction history on Principal?

Yes, users can review their transaction history on Principal, which includes features like filtering and search for convenient examination of financial transactions.

Can I manage my investment portfolio with Principal?

Yes, users can manage their investment portfolio with Principal. It provides services like investment tracking and asset management to help users keep a close eye on their investments.

Does Principal have a partner for bank connections?

Yes, Principal partners with Plaid, a trusted service for bank connections. This allows Principal to connect securely with a wide range of financial institutions on behalf of the users.

How does Principal handle user data?

Principal handles user data with high-level security measures to ensure privacy and protection. It analyzes the data it gathers from various financial institutions to provide personalized financial insights and recommendations to its users.

Can Principal track wealth in real time?

Yes, Principal can track wealth in real time, providing users with updated, accurate insights about their financial status whenever required.

Is there a risk analysis feature in Principal?

While currently Principal is not offering this feature, it is working towards integrating an AI-powered risk analysis feature into its platform.

What are the pricing plans for Principal?

The pricing plan for Principal is a monthly subscription that costs $9.99 per month. It offers features like real-time wealth tracking, connection to up to 10 financial institutions, summaries of assets and liabilities, historical balance tracking, investment portfolio management, transaction history review, real-time tracking of real estate values, retirement projections, and the forthcoming feature of AI-powered risk analysis.

Ask a question

Submit

Search

Principal

Overview

Releases

Pricing

Top alternatives

Related topics

Reviews

How would you rate Principal?

Prompts & Results

Pros and Cons

Pros

View 22 more pros

Cons

View 4 more cons

Q&A

Search

Overview

Releases

Pricing

Top alternatives

Related topics

Reviews

How would you rate Principal?

Prompts & Results

Pros and Cons

Pros

View 22 more pros

Cons

View 4 more cons

Q&A

Help

People also viewed

Feedback and Incident Report

AI Options

Create AI Tools

Mini Tool

Vibe code an AI Tool