Bill management 2023-12-22
Cushion icon

Cushion

No ratings
Simplify Your Bills. Build Credit. Easy.
Generated by ChatGPT

Cushion is an AI-enhanced app designed to assist in managing, paying, and creating credit through your bills and Buy Now Pay Later (BNPL) plans. It connects securely to your accounts and organizes your payments, giving an overview of what you have paid and what is due next, facilitating better budget management.

It offers a novel approach to building credit history by transforming BNPL payments and ordinary bill payments into credit building opportunities. The tool allows you to make payments using a virtual Cushion card and automatically logs your payments for credit report purposes.

A feature for tracking credit scores and splitting bills with roommates or partners is proposed for future updates. The app also features utmost security, utilizing 256-bit SSL encryption and top-tier security partnerships.

It provides a calendar view that allows you to easily track your upcoming payments. Cushion also comes with two virtual card options that can be set as your primary payment method with regular billers.

Payments made with the Cushion card are automatically reported to the credit bureaus to assist in building credit.

Save

Would you recommend Cushion?

Help other people by letting them know if this AI was useful.

Post

Feature requests

Are you looking for a specific feature that's not present in Cushion?
Cushion was manually vetted by our editorial team and was first featured on April 21st 2024.
Promote this AI Claim this AI

Pros and Cons

Pros

Secure account connection
Automatic payment organization
Credit building through bills
BNPL credit building
Virtual Cushion card
Automatic payment logging
Future credit score tracking
Bill splitting feature
256-bit SSL encryption
Top-tier security partnerships
Calendar view of payments
Primary payment method setting
Automatic credit bureau reporting
Simplified bill management
BNPL management
Billing and payment insights
Payment progress tracking
Building credit with subscriptions
Building credit with utilities
Option for two virtual cards
Automatic bill & BNPL organization
Proposed credit score tracking
Proposed bill splitting with partners
Auto reporting to credit bureaus
Planned features for roommates/partners
Link bank & email for organization
Auto-find and organize bills
Choose best-suited virtual card
Set Cushion card for regular billers
Tracks & reports payments for credit
Facilitates budget management
Transforms payments into credit opportunities
Upcoming payments tracking
Auto-reporting of Cushion card payments
Seamless BNPL payments
Credit building with BNPL payments
Scheduled payment reminders
View of paid and due payments
Cushion as primary payment method
Automatic credit-building report generation
Payment progress visibility
Secure payment method with billers
Automated credit history building
Manage & pay bills, build credit
Facility to manage BNPL payments
One-stop for BNPL management
Handles subscriptions, utilities for credit score
All-in-one bills & BNPL management

Cons

Requires account connection
Limited to BNPL payments
Virtual Cushion card mandatory
Automatic payment logging only
Credit score tracking upcoming
Split bills feature upcoming
Only two card options
Price not clear

If you liked Cushion

Featured matches

Other matches

People also searched

Help

⌘ + D bookmark this site for future reference
⌘ + ↑/↓ go to top/bottom
⌘ + ←/β†’ sort chronologically/alphabetically
↑↓←→ navigation
Enter open selected entry in new tab
⇧ + Enter open selected entry in new tab
⇧ + ↑/↓ expand/collapse list
/ focus search
Esc remove focus from search
A-Z go to letter (when A-Z sorting is enabled)
+ submit an entry
? toggle help menu
βœ•
0 AIs selected
Clear selection
#
Name
Task